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How to Insert BRI, BNI, BCA and Mandiri ATM Cards

By Yama

How to Insert an ATM Card – Having an ATM card as a form of savings ownership is a distinct advantage. Because by having an ATM card, you can carry out financial transactions using ATM machines that are spread in various places.

This means that you don’t need to go back and forth to the branch office to carry out any form of financial transaction. It is not uncommon for there to be questions such as how to insert an ATM card into an ATM machine.

Indeed, some people will laugh at this question. How come? Even though the card can be directly inserted into the machine just like that. Moreover, several banks also make ATM cards that are marked so that you don’t enter the wrong position of the card into the machine.

However, as a beginner this may not be that easy to do. Therefore, in this article we will discuss the correct way to insert an ATM card. Check out the explanation below.

How to Insert an ATM Card Correctly

For those of you who are trying to insert an ATM card into an ATM machine for the first time, you may be confused about what the correct position is. If you pay attention, every ATM card has almost the same markings and element positions.

The correct position to insert an ATM card is:

  • The position of the black line on the card is at the bottom on the right side.
  • The bank logo is at the top right.
  • The network type logo is on the top left side.
  • The chip on the card is at the top.

And specifically on the BCA ATM card, there is a small arrow (near the chip) to emphasize to the user that the position of the ATM card when inserted must be like this.

The following is an example of one type of BCA ATM card.

Correct position for inserting an ATM card

So, when you want to insert your card into the ATM machine, the position should be like this. Also applies to other types of bank ATM cards.

How to insert an ATM card correctly

If you insert the ATM card in the wrong position, the ATM machine will reject it and if the position is correct, the ATM machine will withdraw the ATM card automatically.

To complete the guide on how to insert an ATM card into a machine, below I have included the steps for inserting a bank ATM card in Indonesia.

How to Insert a BCA ATM Card

how to insert a BCA ATM card
  1. Position the chip on the ATM card above the front.
  2. Insert and push the BCA ATM card slowly until the ATM machine withdraws it.
  3. Wait for the machine to read the BCA card.
  4. Please enter a 6 digit PIN.
  5. If successful, you can make money withdrawal transactions, transfers, check balances and others.

How to Insert a BRI ATM Card

How to insert a BRI ATM card
  1. Make sure the BRI ATM card is positioned correctly by checking the black line at the bottom.
  2. At the top, make sure there is a BRI Bank logo in the right corner at the back.
  3. The position of the yellow image is on the front along with the words “Debit BRI”.
  4. Insert the ATM card slowly in the correct position as explained in the previous point.
  5. Wait until the language select prompt appears and enter the PIN on the ATM machine screen.
  6. Continue whatever transactions you want to make.

How to Insert a BNI ATM Card

how to insert a BNI ATM card
  1. Position the black line on the ATM card at the bottom on the right side.
  2. At the top there is the BNI logo and the ATM card network type logo.
  3. Insert the BNI ATM card slowly until the ATM machine withdraws it.
  4. On the ATM machine screen, select Indonesian or English.
  5. Then enter the 6 digit ATM PIN.
  6. Continue the transaction until it is complete.

How to Insert a Mandiri ATM Card

How to insert a Mandiri ATM card
  1. The position of the thumb holding the ATM card with the Mandiri logo on it.
  2. The Mandiri logo must be on the right and the VISA logo on the left.
  3. Insert the Mandiri ATM card with the chip in the front position, push it slowly until the ATM machine withdraws the card.
  4. After logging in, look at the ATM machine screen.
  5. Select language, enter a 6 digit PIN number.
  6. Make the transactions you need. When finished, the ATM card will come out automatically.

Things to Pay Attention to When Inserting an ATM Card

There are several notes that must be paid attention to when inserting an ATM card.

Firstly, if the machine is running normally and there are no problems, then if you enter the card position incorrectly it will still be rejected.

This is because the sensor has detected that the position of the ATM card is incorrect and will still reject it. So, be grateful because this way your card won’t be swallowed by the machine and you can still try to insert it again in the correct position.

Second, when the situation is the opposite. If the machine does not run normally as it should, the machine will still accept your BRI ATM card. However, the screen will not display any menus so the card cannot be taken again.

Thus, it is a sign that your card has been swallowed. If you experience this situation, then you must contact the nearest branch office that issued the card to help issue an ATM card or make a new one.

Questions Regarding How to Insert an ATM Card

How to minimize errors when inserting an ATM card?

The only way is to check the card position first. Especially for BRI ATMs, you have to make sure that the black line is at the bottom.

Meanwhile, the position of the Bank logo is in the top right corner. Don’t rush to enter the ATM before you check whether the position is correct or not.

How to remove a swallowed ATM card?

No need to panic if you are in this position. If the ATM machine is not running normally and your ATM card is swallowed, the first thing you have to do is visit the branch office that issued the card.

Say that your ATM card was swallowed. Then the officer will carry out the card withdrawal process at the ATM machine within a few moments.

You don’t need to apply for card blocking because the officer will take your old card.

Why can ATM cards be swallowed by machines?

  • ATM machine has problem
  • ATM card has been blocked
  • The ATM card was out but forgot to take it
  • There was a blackout when using the ATM machine
  • Entering the ATM PIN incorrectly exceeds the maximum limit (generally 3X)

The final word

That’s brief information about how to insert an ATM card correctly. The key to not swallowing your card is of course to first check the correct position of the card. And also make sure the ATM machine you are going to use has no errors.

Also keep in mind that each bank’s ATM card is different based on the type of savings, so you have to look carefully when inserting your ATM card into the machine.

That’s all, hope it helps.